What is Homeowners Insurance?

Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.

Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.


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Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility.

At Elliot Whittier, we are independent insurance agents. That means we have multiple home insurance companies we work with, not just One Big One!                   

We pride ourselves on our ability to find you the most appropriate coverage for you and for your family and at very favorable rates.

Combine your car insurance with your home, renters or condo insurance at Elliot Whittier, for even MORE discounting.

Talk to a real person. Contact us today to find out more!


Call us at 800-696-3947


75 Sylvan Street, Suite B-202
Danvers, MA  01923

12 Revere St
Winthrop, MA  02152