Car Insurance Discounts in MA - a Sampling

 “We saved over $1500 by bringing our home & car insurance over to Elliot Whittier.  We are so happy to have made the switch.  Steve and his staff have been an absolute pleasure to work with.”

– J&D, Winthrop, MA

Contact us at Elliot Whittier Insurance if you are interested in finding out ways to save on your Massachusetts Car Insurance                    

This is not a picture of our clients, but you can be happy with your insurance program too!

In general, you can save money on your Massachusetts car insurance if:

  • You combine your Auto Policy with a Homeowners Policy with us.
  • You have a good driving record and drive a safe car.
  • You insure multiple cars with and carry full coverage.
  • You pay your premium via EFT or in full at the start of every policy period.

But there's more!  From accident forgiveness, to new car discounts, good student, hybrid vehicle, group discounts, motor club subscription, there is a plethora of discounts available for your MA car insurance.   Each insurance company has their own criteria and rating, so it's best to check with Elliot Whittier Insurance, your local independent insurance agency, to see what's the best situation for you. 

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Here's a sampling of some recent offerings by 2 of the carriers we at Elliot Whittier Insurance Services represent, (note that terms and conditions are subject to change):  


No matter your individual insurance needs, everyone wants to save on auto insurance. Travelers now offers more than 15 discounts on auto insurance. We recently added three new discounts and enhanced several others that you could qualify for depending on things like your driving history, the number of vehicles insured, whether you own your home that is insured elsewhere and the payment method you choose, just to name a few.

Safe Driver Discount

If you meet certain qualifications - such as no accidents, violations or major comprehensive claims in your household - you could benefit from our safe driver discount of up to 23%.Learn more about Travelers safe driver discount »

Continuous Insurance Discount

Customers who have no gaps in their coverage are eligible for this discount of up to 15%

Multi-Policy Discount

When you purchase Travelers auto, home and additional policies you could see savings of up to 13% on your auto policy.Learn more about the Travelers multi-policy discount »

Hybrid/Electric Vehicle Discount

You could save up to 10% on insurance for your hybrid or electric vehicle.Learn more about the Travelers hybrid/electric auto discount »

New Car Discount

When you purchase or own a car that is less than three years old, you may qualify for this discount of up to 10%.Learn more about the Travelers new car discount »

Early Quote Discount

When you shop for insurance ahead of time before your current policy expires, you can be eligible for an early quote discount of up to 10%.Learn more about the Travelers early quote discount »

Good Student Discount

Have a student on your policy that has good grades? You may qualify for a discount of up to 8%.Learn more about the Travelers good student discount »

Multi-Car Discount

You may be eligible for a discount of up to 8% if you insure more than one car with Travelers.Learn more about the Travelers multi car discount »

Driver Training Discount

Have a young driver who completed a driver-training course? That may qualify you for a discount of up to 8%.Am I eligible for a Travelers driver training discount? »

Student Away At School Discount

If you have a dependent who goes away to school, you may qualify for this discount of up to 7%.Learn more about the Travelers student away at school discount »

Home Ownership Discount

You may be eligible for a discount of up to 5% on your auto insurance if you own your own home or condo and insure it elsewhere.Learn more about the Travelers home ownership discount »

Payment Discounts

You may be eligible for payment discounts depending on how you choose to pay your premium. You can get a discount by paying your auto policy premium in full, by paying through electronic funds transfer (EFT) or payroll deduction, and by paying your premium on time.Learn more about the Travelers payment discounts »n response to increasing new car sales and to help Massachusetts residents save on auto insurance, Travelers of Massachusetts has launched its new car discount option. 



Safety Insurance

Safety Insurance offers a broad selection of coverages and policy limits for auto insurance in Massachusetts. They offer competitive rates, including a discount of 10% if you buy another insurance product from Safety.  This could amount to a good amount of money, especially if you have a high value home, or a car insurance policy with mutliple vehicles.  

Contact us to see if you qualify for any of these programs or discounts.  


  • Disappearing Collision Deductible
  • Rental Vehicle Loss of Income Coverage
  • Guaranteed Replacement Cost
  • Personal Effects
  • Emergency Road Travel Expenses
  • Supplemental Towing and Labor
  • Air bag mechanical failure
  • Extended Substitute Transportation (vehicle rental)

Safety Shield Plus

All coverages included in Safety Shield and:

  • Accident Forgiveness
  • Expanded Personal Effects Coverage
  • Pet Coverage
  • Seat Belt Coverage
  • Bail Bonds

Auto Loan/Lease Gap

In the event of a covered total loss to your auto, Safety will pay any unpaid amount due on the lease or loan of your vehicle.

Discounts Available for Massachusetts Auto Insurance Policies

Rewards for Safe Driving

  • Up to 24% for Excellent Driver Plus Discount (no accidents or incidents in past 6 years)
  • Up to 10% for Excellent Driver Discount (no accidents or incidents in past 5 years)
  • 5% Group Discount for drivers who participate in the In Control Crash Prevention program and become members of Safe Roads Alliance.

Multi-Policy Discounts

  • 10% Account Credit when you purchase a Businessowners, Commercial Auto, Commercial Package, Commercial Umbrella, Dwelling Fire, Homeowners or Personal Umbrella policy from Safety.
  • 6% Account Credit when you purchase a Condominium or Renter(s) policy from Safety.
  • Up to 10% Multi-Car Discount when you insure more than one personal automobile with Safety.

Student Discounts

  • 10% Good Student Discount (B or better average, Dean's List or Honor Roll)
  • 10% Student Away at School Discount for students on your auto insurance policy who are away at school, at least 100 miles away, without regular access to a vehicle.

e-Customer Discount

  • Up to 7% when you qualify for an Account Credit or a Multi-Car Discount and select electronic policy issuance.

Loyalty Discounts

  • Up to 4% for continuous years insured with Safety or your agency.

* There are certain criteria which must be met in order to qualify for these discounts. Please contact a Safety Agent to verify eligibility.



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Contact us, your local, independent insurance agent to learn more about the many ways you can save.  We have other car insurance companies that the two mentioned above, and several places we can look at for your home, car, or renter's insurance.  What this means for you is, we have LOTS of ways we can look at insurance options for YOU, to get you the most customized insurance program, with the right coverage, at the best value!


What to do Next?

Have us review your insurance policies and check that your limits are sufficient. Ask what the cost is to bump it up under higher limit scenarios.

Call today 617-846-5000 or click here 24/7/365 and we will get back to you same day or the next business day