Insurance for the Small Business - What is a BOP anyway?

BOP, General Liability, Business Owners a small business owner, understanding your business insurance options can be a challenge.  You want to feel confident that you have an insurance program that's "just right" for you.


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A Business Owner's Policy (BOP) protects small businesses in ways that can be compared to how your homeowner's insurance policy protects your home, your personal posessions, as well as giving you liability insurance.  It's a package policy.  It combines two of the most critical coverages that a small business needs:  Business Property & Business Liability. 

Not every business qualifies for a BOP.  Variables such as the type of business, the size of the place of business, annual revenue, as well as the number of employees can determine whether or not your business qualifies. 

There are other forms of insurance you'll need to look at protect your business such as Workers Compensation, Business Auto Insurance, Cyber Liability, Crime Insurance, and Employment Practices Liability Insurance, professional liability insurance, to name some of the most common. To find out more, click on the box below.

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Or call Chris Millerick 85-816-4935, or email me at cmillerick at elliotwhittier dot com.

Elliot Whittier Insurance Services, LLC is a local Trusted Choice® agency that represents multiple insurance companies, so it offers you a variety of personal and business coverage choices and can customize an insurance plan to meet your specialized needs. You can visit Elliot Whittier online at, email, or call 800-696-3947.

 Source:  The Hartford



What to do Next?

Have us review your insurance policies and check that your limits are sufficient. Ask what the cost is to bump it up under higher limit scenarios.

Call today 617-846-5000 or click here 24/7/365 and we will get back to you same day or the next business day