Automobile accidents are common.  Did you ever wonder how it's determined whose fault it is, and how the surcharge process works in Massachusetts? Can you appeal?

The Massachusetts Commissioner of Insurance, Joseph G. Murphy, recently issued the following document:  Frequently Asked Questions About At-Fault Accident Surcharges for Personal Automobile Insurance policies.   The document also has links to the Massachusetts Regulation 211 CMR 74.00 which goes into detail about at-fault situations such as Rear End Collisions, Collisions with Parked Vehicles, Out of Lane Collisions, and so forth.

Although it's 6 pages long, it is written language that is fairly easy to understand.  It helps one understand at fault situations, how surcharges are assessed, how long a surcharge will last on an automobile insurance policy, as well as how to appeal a surcharge.

Have you had an accident and are trying to figure out what your surcharge is on your car insurance policy?  Call us at Elliot Whittier Insurance @857-816-4935 and we can help you figure it out.  With multiple car insurance carriers, we're also able to offer competitive car insurance quotes for Massachusetts drivers.  Click here or the bubble below to get started!