Earthquakes and Home Insurance

Are you asking yourself this question:  Are earthquakes covered on my home insurance?

Certainly with Sunday's earthquake in Massachusetts, you would have good reason to ask.  According to, it was the strongest earthquake to hit New England in decades. 

USGS EQ Nov 2020 Map showing where reports originated 

Chris Besse, a spokesperson for MEMA (Massachusetts Emergency Management Agency) said that although there were no reports of injuries, there were reports of some structural damage to buildings in New Bedford.  

So, is earthquake damage covered on your home insurance policy?   Probably not unless you have a special endorsement.  Read more on the blog we posted the last time we had a newsworthy earthquake in the region.   

Or simply call us today at 617-846-5000 to ask how much does it cost to add earthquake coverage to your home or business property insurance.  You can also contact us here 24/7/365 and let us know when is a good time to connect.  


What to do Next?

Have us review your insurance policies and check that your limits are sufficient. Ask what the cost is to bump it up under higher limit scenarios.

Call today 617-846-5000 or click here 24/7/365 and we will get back to you same day or the next business day