MA Business Owners, is Employment Practices Liability Insurance for you?

Massachusetts business owners, if you have employees, do you need Employment Practices Liability Insurance (EPLI)?  Will EPLI protect you if you get sued by an employee?  

In the past, discrepancies between an employer and employee used to end with a conversation and a handshake.  This is not always the case as lawsuits against employers by their employees are becoming more commonplace.  Employment Practices Liability Insurance, or EPLI, is something all business owners should take a look at.  
EPLI provides protection against many kinds of employee lawsuits, including but not limited to:
  • Sexual and other forms of harassment
  • Discrimination
  • Wrongful termination

Even though you may provide a good working climate, a business owner may not be able to afford to be without  EPLI as part of their business insurance program.  According to The Hanover Insurance Group:

  • 1 in 12 federal court cases are related to employment
  • the average settlement in 2013 was $173,000 excluding the cost to defend
  • over $1 million was awarded in 12% of employment-related cases

Check out the following video from another one of our trusted insurance company partners, The Hartford: 

If you would like to have a conversation about Employment Practices Liability Insurance for your company, give us a call at Elliot Whittier Insurance.  You may contact Christine Millerick O'Keefe directly at 857-816-4935 or, contact us 24/7 by clicking on the button below:
Tell me more about EPLI


With offices in Danvers & Winthrop Massachusetts, Elliot Whittier Insurance has been awarded the Five Star Award of Distinction  from the Massachusetts Association of Insurance Agents.  Elliot Whittier Insurance is also a Trusted Choice® Agency and represents multiple insurance companies, so it offers you a variety of personal and business coverage choices and can customize an insurance plan to meet your specialized needs.  You can visit Elliot Whittier Insurance online at, or email or call 800-696-3947.


What to do Next?

Have us review your insurance policies and check that your limits are sufficient. Ask what the cost is to bump it up under higher limit scenarios.

Call today 617-846-5000 or click here 24/7/365 and we will get back to you same day or the next business day