It seems more and more Massachusetts drivers are taking up working for TNC companies such as Uber and Lyft. Many ask the following question: Does my Massachusetts Car insurance cover me while I drive for Uber or Lyft?
Does my car insurance cover me while I drive for Uber?
The quick answer is "Not always". A Massachusetts Auto Insurance policy is a Personal policy. It is not intended to support activities for public or livery conveyance. The TNC company will tell you that they offer insurance to it's drivers, however, there are gaps between your Massachusetts car insurance policy and the TNC company insurance policy where you will not be protected against losses. The largest area of concern is that time when you have your App turned on, but you have not yet picked up a passenger.