New flood hazard maps have been issued by FEMA for Suffolk County that will take effect on March 16, 2016.
When the flood map changes for Suffolk County take effect, they will show changes in local flood risks due to development, land use, and other factors. Whether you currently own a home or a business property in a low-to-moderate risk area, or a high-risk area, you’ll want to be aware of the changes and how they affect you.
Here’s how to find out if your property is affected:
- Visit your Town Hall to view your property on a map. Local Town Halls have the maps with the new flood zone changes. For Winthrop, it's in the Building Inspector's Office.
- Search for your property on the FEMA Site and look under the FIRM Panels Folder.
- Call a FEMA Map Service Specialist at 1-877-336-2627
- Attend a community outreach event:
- January 12: 4-7 p.m. at the Boston Teachers Union Hall - 180 Mt. Vernon Street, Dorchester, MA 02125. (The snow dates are January 14 or 21.
- January 19: from 5-8 p.m. at Staff Sargent James J. Hill Elementary School cafeteria - 51 Park Ave., Revere, MA 02151. (The snow dates are January 20 or 27.)
If your property is mapped into a high-risk zone, federally backed lenders will require you to have flood insurance. Most home or business property insurance does not cover flood. It takes a separate flood insurance policy. There are options available to help reduce the cost and save money on flood insurance. Make sure you ask us or your insurance agent about buying a Preferred Policy now, to take advantage of the "Newly Mapped Policy" Procedure before the maps go into effect.
With offices in Danvers & Winthrop Massachusetts, Elliot Whittier Insurance has been awarded The Five Star Award of Distinction from the Massachusetts Association of Insurance Agents. Elliot Whittier Insurance is also a Trusted Choice® agency and represents multiple insurance companies, so it offers you a variety of personal and business coverage choices and can customize an insurance plan to meet your specialized needs. You can visit Elliot Whittier online at www.ElliotWhittier.com, email firstname.lastname@example.org, or call 800-696-3947
Image courtesy of Floodsmart.gov