Having the Right HVAC Insurance is just Part of Your Plan

Whether you do Commercial HVAC, Residential HVAC, or a combination of both, here at Elliot Whittier Insurance, we love contractors and we are here to help you keep your business running smoothly.    

We Specialize in HVAC Contractor Business Insurance in Massachusetts

3 Reasons to consider Insuring your HVAC Business with us:

Real Feedback from Real Clients

Don’t Take Our Word For It. Read What Our Customers Have to Say

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    Bob Inello, Nahant, MA


    “I’ve been with Elliot Whittier since my inception in business since 1981 and can confirm that they have met all my needs both professionally and personally. They continue to excel in all they do and don’t rest on their laurels. Recently my rep from Elliot Whittier called unexpectedly  to inform me she could save me money on one of my policies and get me better coverage if I wanted to switch insurance carriers. I was more than pleasantly surprised with the unexpected  news and savings and instructed her to make the switch asap. I couldn’t be more pleased with the way they initiated this and how they handle all my other personal and business insurance needs. They once again have gone above and beyond that which is typical of most other agencies.”

What Types of Insurance do HVAC Contractors Need?

Typical HVAC businesses need at least some of the following types of coverage.  We can help you choose what is right for you.  

  • Property
  • Workers Compensation
  • General Liability
  • Business Auto Insurance
  • Commercial Surety Bonding
  • Commercial Umbrella
  • Professional Liability
  • Employment Practices Liability
  • Cyber Liability / Data Breach
  • Errors & Omissions

Switching’s as Easy as 1-2-3

Mask Group 127

  • 01

    We Learn About Your Business

    We’ll come to your place of business at a convenient time; ask questions pertinent to your business operations and we’ll ask to review existing insurance policies.

  • 02

    We Do The Research

    As independent agents representing over 50 “A” rated carriers, we’ll find the best fit for coverage and price.

  • 03

    We Make the Transition Easy

    We’ll give you evidence that your insurance has been bound by the new carrier; do all the paperwork and send a letter to your former Agent informing them of the change.

HVAC Insurance for Business – Get the Proper Coverage

Elliot Whittier is a well-established insurance agency consisting of a quick, responsive, and dedicated team to help you and your company get the job done right and on time. At our agency, we know how valuable HVAC Contractors are, especially here in New England. The HVAC industry is seasonal here. Whether it’s installing air conditioning in those early spring months or switching over to heating systems in the winter, you’re in business. This creates projects around the clock for your business. Because you are in such high demand, with your employees working a busy schedule in homes and businesses, it is important you have the appropriate coverage with HVAC insurance.

Our flexible HVAC insurance can benefit your company.We specialize in HVAC insurance across the entire state of Massachusetts with most of our clients headquartered in Greater Boston and the North Shore. We will assist you in your insurance needs through all phases of your projects from helping to understand your insurance requirements, to generating that all-important COI in a timely and precise manner, to assisting with a claim – we are there for you.  Our agents understand the challenges and risks associated with being an HVAC contractor. Accidents happen; therefore, it is important to have HVAC insurance to cover you and your property.Get you and your HVAC mechanics the proper coverage.

Need Your Certificate of Insurance to Comply with Your Contract?

We’ve got your back. If you are looking for a quick turnaround rate, our people will help you. We won’t hold up the job because we are able to help you understand your customers’ requirements and get a certificate of insurance done, getting you back to work ASAP. We’re easy to work with, responsive to all your questions, and dedicated to making sure your HVAC company is properly insured.

Don’t wait to get paid for a job due to insurance hold ups either. We get it – timely payments are important for you and your cash flow.  You can count on us to get you there. With our value-added services we will:

  1. Help to review the contract requirements that you are about to agree to with clients or General Contractors.
  2. Help identify solutions to complying with those contracts when necessary.
  3. Help provide ideas on ways to transfer risk.
  4. Provide you with timely and accurate Certificates of Insurance so that your payments will not be held up for lack of insurance compliance.

Have peace of mind knowing that our agency is representing your HVAC company in ways that some other insurance partners may not!

How Does Your Budget Come into Play When it Comes to Your HVAC Insurance? 

Insurance can be a tricky thing.  We must have it, but how do we make sure we are getting what we are paying for?  Depending on how big or small your company is, Elliot Whittier can work with you on insurance premium costs by determining your particular needs and working to find the best insurance companies out there for you at the most competitive pricing.  We can tailor to your needs as a small or large company – how many employees you have, what type of equipment you use, how complex your services are, and how many projects you manage on a normal basis.

Quick & Easy Claims Assistance

Everyone knows that making a claim can be a stressful process. We have something that most other insurance agencies do not- our dedicated, full-time claims specialist.  Elliot Whittier can handle claims quickly and efficiently because of the value-added service we can provide with our claims specialist, allowing you to focus on getting back to work.

HVAC system in snow. Get the coverage you need for any conditions.

How Elliot Whittier Can Help You Keep Your HVAC Business Running Smoothly


Some of our HVAC insurance benefits:

  • Only 1 in 56 Insurance Agencies in Massachusetts is a 5 Star Agency. We are one of them.  It costs nothing extra to work with one of the best
  • You can request a certificate of insurance 24/7/365
  • Print Your Own COI capability is available
  • Fast turnaround on providing quotes.
  • Our HVAC Insurance can protect you and your business to the fullest
  • Responsive and knowledgeable team who answer the phone
  • Consulting services – let us review your insurance requirements on contracts
  • We adhere to contracts – COIs will comply with contracts
  • Get solutions that meet your needs
  • Dedicated claims assistance to help you when you need it most – we make filing a claim fast and easy
  • Custom options – your business is not one-size-fits-all and we understand that

Let us protect your company or business in a way that most insurance agencies cannot.  With our timely certificates of insurance, committed team of account managers, dedicated claims specialist, and prompt solutions, you can count on Elliot Whittier to be a convenient and loyal agent for the long term.  It is important to show your professionalism to your customers and clients by having the appropriate coverage with HVAC insurance. We will help you give your customers peace of mind, as well.

Here at our agency, we also make getting an HVAC insurance quote quick and easy. Request one online by filling out our form and work with real people for real results fast. Get your free quote fast and see what HVAC insurance policy you can take advantage of today. We’re ready when you are.

Let’s Find Your Solution – Get A Quote Today

Fill out the form on this page for your quote.